The only corporate card with a built-in back office
No personal credit checks or guarantees required
4.9 Star Rating
4.9 Star Rating
Issue corporate cards to employees in a blink
With Rippling, you can issue branded corporate cards to your team, control their spend, and reconcile expenses with nearly zero effort.
Total control over card spend—in minutes
Only Rippling lets you build hyper-custom policies based on any employee data in your company, so you can automatically block far more spend than other systems—in a fraction of their setup time.
Create a card group
Use employee attributes that no other system has—like level, department, and work location—to automate card-issuing.
Set card rules
Define basic rules for each card group, such as spend limit, purchase categories, and whether the card is physical or virtual.
Apply custom policies
Choose which of your business’s spend policies apply to this card group for an unparalleled degree of control.
No other card can automatically control spend like this
Company Offsite Expenses
Field Sales Expenses
Remote Employees Expenses
Give every team instant visibility into their spend
Rippling is the only platform where you can control access and visibility based on role. That means every manager has the power to run in-depth reports on their own slice of spend—and no one else’s.
What your CMO sees
What your Controller sees
Automate corporate card management, from end to end
Enforce policies other systems can't
Most spend solutions require hours of vigilance to enforce any policy more complex than a $500 limit. Since Rippling houses your employee data, it’s possible to quickly build hundreds of granular policies that enforce card spend exactly the way you would.
CARD LIFECYCLE AUTOMATION
Automate every step, from issuing to revoking
Rippling automates the entire cardholder lifecycle, from updating card policies when employees are promoted to reassigning cards after they offboard, so your business never misses a beat.
DYNAMIC GL MAPPING
Close the books in days instead of weeks, with dynamic GL mapping
Sync card transactions to your general ledger and use policies to automatically categorize each transaction’s fields, saving your team the painstaking work of matching every transaction to a GL category.
CARD REWARDS SYSTEM
Earn savings for every dollar spent across your company
No limit on points
Rideshare and taxis
Hotels and airfare
On everything else
Only U.S. Dollar-denominated transactions placed with merchants in the United States earn points.
MODERN BUSINESs CARDS
Run on the Visa network. Built for a modern world.
Branded for your business
Every card you issue to employees will come personalized with your company logo to extend your brand’s presence.
Tap to pay with virtual cards
Rippling’s corporate card is compatible with Google Pay and Apple Pay, so employees can make charges with their mobile wallet.
Magically match receipts
After making a charge, employees can text a picture of their receipt for your records, making it easier to close the books for everyone.
What are the eligibility requirements?
Rippling Corporate Card is available to all registered legal entities with the exception of sole proprietorships and Limited Liability Partnerships (LLPs). Businesses must have an Employer Identification Number (EIN), cannot operate in a restricted industry and must be a Rippling payroll customer.
Potential customers can apply for Corporate Card prior to becoming a Rippling payroll customer but must implement payroll prior to installing Rippling Corporate Card.
Meeting these eligibility requirements does not guarantee that your application for a Corporate Card will be approved or that credit of any particular limit will be extended to you.
What are the payment terms?
Rippling Corporate Card currently offers weekly, bi-weekly and monthly payment terms depending on the risk profile of your business. At the end of your payment term, your Corporate Card expenses are consolidated into one payment that is deducted automatically from your linked account. You do have the ability to pay off your balance prior to the end of the term.
Do you require a credit check or personal guarantee? Do you require credit life or accident and health insurance?
Rippling Corporate Card does not require a personal credit score check and your credit score will not be affected.
Rippling Corporate Card does not require a personal guarantee.
How do you determine a company’s credit limit?
Rippling offers credit limits based on the size and health of your business, as determined by the company’s financial information and bank statement balances. As part of its process, Rippling evaluates a company’s available cash, spending patterns and history with Rippling amongst other factors to dynamically determine a credit limit for your business.
Companies can appeal for a larger credit limit than initially offered, and may be required to include additional information for Rippling to make a decision to grant the request.
How do we accrue points?
Rippling offers best-in-class point multipliers based on the merchant category for each transaction. For each dollar spent, 1 point is earned and there are point multipliers for specific merchant categories:
Points can be redeemed for statement credit on an upcoming Rippling Corporate Card statement. Please note that certain transaction-types may be exempt from earning points.
Are there any fees?
Rippling Corporate Card does not charge any fees or interest on your card for transactions denominated in U.S. Dollars placed with merchants in the United States. Transactions denominated in foreign currencies and/or placed with merchants abroad are subject to fees charged by Rippling or its partners and vendors, as detailed in the Corporate Card Agreement.
Loans made or arranged pursuant to a California Financing Law License.
NMLS Company Identification 1931820.