Three Reasons to Develop an Estate Plan


People often put off the idea of estate planning. Some of this is due to not wanting to face their own mortality, but other reasons include age and assets. You may think estate planning is good, but it is best to wait until you retire. You may also think that you don’t have enough assets to consider estate planning. However, it doesn’t take much wealth to create a need for a will, and as far as age, no one knows when they will die. The following are several reasons you should have an estate plan.

Your wealth may not be distributed according to your wishes
Without estate planning, there is no guarantee that your heirs will get the assets you wanted them to have. In the absence of a will, it is a judge who will make the determination of which relative gets a share of your wealth and how much. It is often true that only relatives will share in this inheritance, so those you wanted to leave assets to but are not part of your family will get nothing. Estate planning can prevent this.

Avoiding probate problems
Any time someone dies with a certain minimum amount of assets, these assets must move through a probate court. Assets must be transferred legally, taxes and creditors paid. In general, all outstanding issues must be settled. However, there are ways to avoid the probate courts, and estate planning is the key to doing so. The probate process can delay the time it takes for your heirs to get the assets you wanted them to have. In some situations, this may lead to hardship for your heirs.

Tax planning
An important part of estate planning is the tax implications. Not only for your wealth today, but the amount that your heirs will receive. Taxes can take a huge part of the money that you wanted a loved one to have. However, there are tax strategies that you can implement today to reduce the tax burden in the future. One example of this is a living trust.

Your first step in estate planning comes from getting a consultation from a firm that focuses on this type of law. One example of this is the Carole Callaghan Law firm. In addition, a Texas Online Estate Plan can be done on the Internet. The online option is perfect for those with fewer assets, simple family structures or finances that are not complex

Your Dog And The Law

There’s more to owning a dog than just feeding them and taking them to the veterinary clinic on a regular basis. Since dogs are extremely domesticated they don’t do well to fend on their own, and they can sometimes get themselves (and you, in the process) in trouble. From slipping out of the fence and running loose (dog at large) to biting the neighbor when they try to pet it, your dog could actually get you into legal trouble if you aren’t careful.

Before you consider buying or even adopting a dog, you need to take some time and research the laws and regulations in your area. Some places have leash laws, while other don’t. Some places even have ordinances on when you might get in trouble for your dog’s incessant barking!

Dog Bites

What happens if your dog bites someone? Well, there are a few things that can happen, depending on where you live, who they bite, and if they are up-to-date on their vaccinations. You’re safer to teach your dog manners (it’s called obedience class and making sure you’re the alpha in their life) and keeping dogs that have shown aggression muzzled or away from people that it might bite.

If your dog bites someone that person could sue you. Your dog could be put to sleep. If your dog has not had its shot, particularly its rabies shot, and there’s any chance they might be infected, they will most definitely be put down.

Barking

Dogs bark, it’s kind of their thing. Some dogs bark more than other dogs and you can train your dog only to bark on command or when someone pulls in the driveway/knocks on the door. If you have a dog that barks all night long and is annoying neighbors, you may quickly learn about the noise ordinances in your area, whether you live in your own home in the city or you rent an apartment.

Leashes

Before you go walking around town with your dog unleashed you should make sure you know the leash laws in your area. You should also make sure you know your dog. If they run off after a squirrel and get hit by a car you’re going to be distraught, and you may be liable for the damage caused to that car and driver for your negligence with your dog.

If your dog gets loose in an area where there are laws about leashes you could get ticketed for having a dog at large. That’s just one more added expense to a pet that isn’t cheap in the first place.

Licensing

If your loose dog isn’t licensed you may also get a ticket for that. Find out if licensing is required where you live (it probably is) and make sure to get your dog legal. Some areas have canvassers that actually go door-to-door to check that all dogs in the area are properly licensed, and fine those that have dogs that aren’t.

5 Tips For Handling the Legal Side of Business Creation

The idea of creating a business always seems like a bright, shiny plan that will change your future for the better! Be your own boss, get rich, work hard toward a goal that you can achieve – these are the promises that we keep in our minds! But reality paints a bit of a different picture, and the legal aspect of business creation is at the forefront of making sure that details are paid attention to.

Five tips to help you center your business goals with respect to the law include getting a good law firm on your side, understanding business licensing, creating separate budgets for personal and professional matters, keeping tax laws under consideration, and reading legal news publications regularly.

Get a Good Law Firm On Your Side

Contacting a law firm regarding creating, buying, or selling a business is always a good first step. The last thing that you need is to get you business dream shattered before it even begins, simply because you didn’t know about the right paperwork to fill out, or the right fees to pay, or the right government entity to send what information to.

Understand Business Licensing

When you first create a business, there are a number of decisions that you have to make when it comes to licensing. How, exactly, do you plan on incorporating your business? If you’re not familiar with the options that you have at the beginning, and choose something that ultimately complicates legal matters later, then you’ll end up with a business-flavored buyer’s remorse situation and legal entanglements that can take years to handle.

Create Separate Budgets

It’s important that you keep a separate budget for your business outside of your personal accounts. For official reasons, this will help you determine income and expenses, and those are the things that you have to be very detailed about when it comes to doing your taxes and filing tax returns. And the legal implications of taxes are another concern in themselves.

Keep Tax Laws Under Consideration

If you plan on handling the legal aspects of your business most efficiently, the core of many of your business processes are going to be organized for tax reasons. The difference between the success and failure of many companies rests with their ability to handle bookkeeping in a legally sound manner. Failure to do so can result in bankruptcy and even criminal charges!

Read Legal News Publications

If you want to read what the rest of the world is doing in order to match up legal necessity with business acumen, make it a point to regularly read business and legal news sections of local, national, and international magazines and newspapers. Simply by being aware of what big corporations all the way through small businesses are doing to stay above water will help you determine your own course of action.

What is the Lemon Law?

A car buyer is protected from purchasing a defective product by “Lemon laws.” Sometimes, car dealers will sell, or try to sell, a vehicle that has serious defects. The buyer may wind up paying more in repairs than they did for the car. They may not be able to drive it at all. They are the proverbial “sucker,” which is why the laws designed to aid them refer to “lemons.”

These laws seek to help consumers in cases where the car dealer failed to disclose pertinent information about the vehicle. When things such as maintenance history, miles driven and number of owners gets withheld, the lemon laws allow the purchaser to recover costs. New AZ car laws for 2017 and beyond aim to help all drivers on the road.

Warranties

When someone buys a car, there is always a warranty. First, is the express warranty. This written guarantee that the dealer will cover the costs of certain needed repairs is standard. These contracts always have a set time frame, usually chosen to benefit the dealership.

Second, is the implied warranty, which differs depending on the jurisdiction. Buyers and sellers both expect that there are certain rational implications in their transactions, even if nobody ever explicitly states them.

For example, the dealer may never say that they have inspected the car for problems; however according to various traffic schools, everyone, including the courts, would assume that this safety inspection has occurred. Likewise, a buyer may never state that they will contact the dealer as soon as possible after noticing a defect; yet, everyone would assume they would.

The implied warranty arrangement in the above scenario is that the dealer will fix any problem that arose from normal items checked during the safety inspection as long as the buyer informs them of the situation in reasonable time.

The Problem

As mentioned above, car dealer chooses the warranty schedules that benefit them. Buyers often joke that when something on their car breaks that is an indication the warranty has just expired. Car owners have a tough time getting things fixed, as a result.

Also, dealers may just refuse to acknowledge that something mentioned in the warranty is the source of the problem. It is not unusual for an owner to claim a problem with the breaks. The dealer inspects and says it has to be something else.

Another trick is for the dealer to claim the owner caused the problem. Yes, the issue could be with the breaks, which are coverable, but the driver has a heavy foot that has done the damage.

The Solution

Lemon laws try to provide buyers the protection needed against unscrupulous sellers.

Think about it, without these laws a buyer would have a near impossible time proving that the item in question was broken beforehand and not as a result of their own actions.

Who has lemon laws?

All 50 states are covered via the federal lemon law, known officially as the Magnuson-Moss Warranty Act of 1975, which covers mechanical failures.

Various states have their own variation, as well.

How do lemon laws work?

In general, owners are entitled to relief from the seller if the car is derivable for a set number of days, often 30, during a year. The owner may also recover damages if the vehicle required the same repair at a high frequency in a short time frame. Last, if there are so-called catastrophic defects, then the owner can sue and recover.

What about used cars?

Used car buyers are not fully covered by the federal lemon laws. Thus, various states have written a form of protection for these buyers. In some cases, the law is a bit weak. For example, owners may have to report a defect within 15 days. Many believe this time insufficient for a novice to notice things intentionally hidden by the dealer.

It is also possible for consumers to file an unfair and deceptive practice lawsuit in many instances.

Lemon Laws Protect Car Buyers

Without the lemon laws, both on the federal and state levels, consumers would have to live by the rule of caveat emptor and “buyer beware.” Of course, this would be unfair which is why the government has stepped in to keep dealers from taking advantage.

 

4 Reasons to hire a Mesothelioma attorney

Mesothelioma is the rarest, and the most aggressive form of cancer, which mostly develops in individual; those who remain in the direct exposure of asbestos for long. There are four types of Mesothelioma: Pleural (lungs), testicular, peritoneal (abdomen, and pericardial (heart).  And, the first one is the most common type, comprising 90% of all diagnosis.

Do you know the majority of 3,000 cases of Mesothelioma reported every year in the United States of America are job-related exposures to asbestos?  And, another study from Imperial College London stats that 10% of cancer deaths are caused from workplace Mesothelioma.  Are you one of them, a victim of intentional negligence of your company? Yes, then you are qualified to get compensation for the hassles you and your family faced (facing). For that reason, hiring a mesothelioma attorneys like the ones at mesotheliomaadvocate.com is imperative to ensure that you will be awarded the highest amount of recompense.

  1. Expertise to handle

Mesothelioma law is a specific practice of law emerged from the broad vertical of personal injury.  But, this asbestos-exposed disease is diverse from workplace injuries and illness, it is a silent killer. Following exposure to asbestos, may not present any symptoms for years.  And, when a Mesothelioma diagnosis is detected positive, 10 to 20 years may have passed since the initial asbestos exposure. Who will remember, when and where the asbestos exposure occurred, and how can you prove that your previous employer was at fault. Thus, Mesothelioma cases are both complex, and complicated, you need someone with credentials to craft a successful claim.

Most, Asbestos attorneys know all the types of profiles, and products which are prominent for asbestos exposure.  And, in fact, they know all the companies in their operational area which are associated with asbestos exposure over the years, even the companies which are no longer in business, or are doing trade under a different brand name.

2   Experience- They know the ropes

An experienced Mesothelioma lawyer is praiseworthy, as asbestos claims are generally against big businesses, which devote extensive resources to safeguard themselves against legal proceedings. So, you can’t sign up just about any attorney in your location to prevent your claim going for a toss in the first hearing itself.

Experienced asbestos attorneys in most circumstances have the competence to accomplish a settlement between the defended and the victim party outside the court.  They will advise whether you should reject the offer and take your claim to the court, or not? Some of the facets which have an influencing impact on the above decision are the progression of the disease, chances of a successful claim, and monetary resources.

3   Help you out in your darkest hours

A Mesothelioma diagnosis means an emotionally taxing affair for you and your family, and a great deal of time is mandatory to spend on its medical treatment. Asbestos attorneys are there to help you out by doing all the necessary documentation work, and can also appear in the court’s hearings on their complaint’s behalf. This is exceptionally important for the victim and the family to focus only on combating this deadly disease.

 4  Do you stand a chance in the court- the inventible truth?

Reputed Mesothelioma attorneys in their first consultation guide and present the truth whether your case is worth a claim, or just a waste of time and money? They will thoroughly scrutinize your specific case through their years of experience, and knowledge to reach a concluding conclusion.

All the above perks of a Mesothelioma lawyer can meet, only if you come across the right guy, who is both qualified and experienced in handling asbestos litigation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Dangerous Intersections in CA Infographic

Every state has its own share of dangerous intersections and traffic problem spots, but California stands out because of its size and the complexity of its roadways. These factors, along with its bustling economy, help contribute to the reasons why it plays host to three of the 10 most dangerous intersections in the country. From blind turns to complex, multidirectional intersections and odd angles when streets meet, there are also a variety of physical factors that can play into things. If you are traveling anywhere in California’s four biggest metropolitan areas, you need to know about these potential problem intersections so that you can plan your trips across town safely and efficiently. Learn more from the infographic below:

Dangerous Intersections in CA Infographic